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KPR MERDEKA is one of loan service products courtesy of BANK NISP. Mortgage program that offers you several simple steps such as:
Five Working Days Full Approval
No more long waiting periode and uncertain situation. By applying KPR MERDEKA you can get approval within 5 working days after completing all conditions and documents.
Without Penalty
Free full or partial payment without penalty at any time, later than one year of installment periode.
On-line Application…
Are you too busy and cannot find a time to make an application? Do not hesitate to enter our on-line application right now…
General Terms and Condition:
1. Applicant:
Indonesian Citizen
Minimum 21 year old or married
Maksimum age for:
† Employee: installment periode + applicant’s age < 55 years
† Employer: installment periode + applicant’s age < 60 years
2. Installment’s Condition:
Minimum Installment: IDR 50 Million
Life and Fire Insurance
Installment periode:
† Mortgage (KPR): 1 -15 years
† Shop-House Mortgage (KP-Ruko/Rukan): 1 – 10 years
† Construction/Renovation Loan: 1 -10 years
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Documents Needed
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Employee
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Professionals
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| Photo 3 x 4 cm of Applicant + Spouse (1 copy) |
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| Copy of Applicant + Spouse’s ID Card |
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| Copy of Family Relationship Card |
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| Copy of Certificate of Marriage/ Divorce / Separate Assets (if any) |
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| Copy of Indonesia Citizen Card and Name Alteration Certificate (if any) |
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| Copy of Tax Registration Number &/ Annual Tax Return – Art. 21 Income Tax |
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| Copy of Account Statement / Savings (last 3 months) |
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| Original Salary Receipt (last 3 months) |
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| Original Employment Reference Letter |
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| Copy of Trading License, Company Registration, Domicile Letter |
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| Copy of Deed of Establishment & Article of Association |
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| Copy of Financial Report (last 2 years, if any) |
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| Medical Permit / Letter of Appointment |
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| Copy Certificate of recent Building Permit, Sale & Purchase Agreement and Property Ownership Tax |
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Century 21 Mediterania
Century 21 Mediterania's Blog 
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