Beranda > Marketing News, Office News > Depkeu Setujui Penghapusan Subsidi KPR

Depkeu Setujui Penghapusan Subsidi KPR

Departemen Keuangan telah menyetujui penghapusan subsidi bunga kredit pemilikan rumah yang diusulkan Kementerian Negara Perumahan Rakyat. Subsidi selanjutnya akan dialihkan untuk menekan biaya produksi rumah sederhana sehat. Program ini akan dijalankan setelah pemberlakuan APBN Perubahan 2010.

“Kami sudah mendapatkan kepastian dari Departemen Keuangan. Program ini akan berjalan mulai tahun ini, tepatnya setelah APBN Perubahan, karena kami harus mengubah anggaran lagi. Dengan demikian, program ini akan memiliki landasan hukum,” kata Menteri Negara Perumahan Rakyat Suharso Monoarfa, Sabtu (16/1) saat melakukan peletakan batu pertama pembangunan rumah susun sederhana sewa (rusunawa) di Universitas Pembangunan Nasinal (UPN) Veteran , Surabaya.

Akhir tahun 2009 lalu, Kementrian Negara Perumahan Rakyat bersama Depa rtemen Keuangan membahas rencana penghapusan subsidi bunga kredit pemilikan rumah (KPR). Suharso menilai, subsidi KPR tak efektif membantu pengadaan rumah sederhana sehat (RSH) bagi masyarakat berpenghasilan rendah.

Selama ini, masyarakat hanya menikmati subsidi selisih bunga KPR dari bunga normal 12,5 persen menjadi 7 persen selama empat tahun. Tapi setelah empat tahun, masyarakat kembali membayar dengan bunga komersial utuh.

“Dengan pola yang baru nanti, cicilan bunga akan rendah selama masa kontrak pembayaran. Jadi, dari awal hingga akhir pembayaran cicilan akan lebih murah dibandingkan sekarang,” paparnya.

Pola pemberian subsidi bunga KPR bagi masyarakat berpenghasilan rendah akan dihapus. Selanjutnya, dana subsidi akan dialokasikan ke produsen atau pengembang sehingga biaya produksi pembangunan RSH tertekan.

Saat ini, kredit konstruksi untuk pengembang sebesar 14,5 persen. Dengan pengalihan subsidi, maka kredit konstruksi dapat tertekan hingga 12 persen. Penekanan kredit konstruksi akan berpengaruh pada penurunan suku bunga KPR.

[KOMPAS.com, Aloysius Budi Kurniawan]

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