Beranda > Office News > KPR BCA


ADDRESS BCA Consumer Plus MAG, Mall Artha Gading Lantai Dasar, Zona India, Blok A6 No.9-16
Jakarta Utara
PHONE (021) 52-998-998,

It is everybody’s dream to have a house. Nevertheless, to make it come true we need a big sum of money. BCA understands very well that many people cannot afford to buy a house in cash. Therefore, BCA offers you KPR BCA, a type of loan to purchase or renovate a house. KPR BCA is aim at one individual or employee who can meet the conditions and afford the installments.

Conditions :

  • Applicant must be Indonesian citizen, employee, entrepreneur or professionals
  • Working or trading experiences minimum 2 years.
  • Applicant must be min. of 21 years, or married and maximum of 55 years for employee and 60 years for entrepreneur or professionals when the installment ends.
  • The house is for own use (not for sale/investment)
  • Installment (principal + interest) of total debts (in BCA + other banks) + new application max. 1/3 of applicant’s gross salary/husband and wife’s joint income.
  • Applicant must close insurance (life and fire insurance) under banker’s clause.
  • Applicant must sign credit contract and Mortgage Certificate.
  • Installment automatically cut off the applicant’s account in BCA.
  • Documents to be enclosed by applicant :
Copy of Applicant’s ID
Copy of spouse’s ID
Copy of  Family Card
Copy of Certificate of Marriage
Copy of Tax Registration Number/ Annual Tax Return
Copy of Trading License
Copy of Company Registration
Copy of Deed of Establishment & Article of Association
Copy of Endorsement from Minister of Justice *)
Copy of License
Original Salary Receipt (last month)/Income Statement **)
Copy of Account Statement or Savings last 3 months
Recommendation Letter from Company **)

*) Only for Entrepreneur of Limited Company
**) Only for husband and wife’s Joint Income

Housing Documentations to be enclosed:

New House
Secondary House
Copy Deed of Title/ Deed of Periodic Ownership Scheme (HM/HGB)
Copy of Building Permit (IMB)
Copy Blueprint
Copy of Sale & Purchase Agreement
Copy of latest Property Ownership Tax
Renovation Cost*

*) Only for renovation

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