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Posts Tagged ‘KPR BANK’

KPR Panin

PARTNER NAME KPR Panin
ADDRESS Jl. Jendral Sudirman Kav. 1 – (Senayan)
Jakarta Selatan
PHONE (021) 2700545 (10 lines),
FAX (021) 2700340
EMAIL panin@panin.co.id
WEBSITE http://www.panin.co.id
CONTACT PERSON Panin

You can have a Nice and Green house Quick and Easy with KPR Panin.

KPR Panin offers credit for house, shop-house/office-house, apartment, villa, land, renovation and construction.You can afford a new or second house from a contractor, private owner or property agent.So, make your dream come true with KPRPanin.

Getting the benefits from KPRPanin :
• Competitive interest rate
• Reasonable administration fee
• Moderate down payment
• Quick appraisal process with simple terms and conditions
• Credit limit up to 20 years
• Flexible partly or full settlement before due time
• Interesting programs to meet your needs

Enjoy the best service from all Panin Bank Branch Offices in Indonesia

Best service is our commitment. With online system in more than 250 branch offices in Indonesia, you can apply for KPRPanin nice and easy.

Terms and Conditions :
• Indonesian Citizen
• 21-55 years old range of age
• Employee/entrepreneur/professionals

No. Type of Document Employee Entrepreneur Professionals
1 Copy of Applicant’s ID
2 Copy of Applicant’ Spouse’s ID
3 Copy of Family Relationship Card (Kartu Keluarga) / Certificate of Marriage
4 Copy of Tax Registration Number &/ Annual Tax Return – Art. 21 Income Tax
5 Copy of Trading License, Company Registration, Domicile Letter
6 Copy of License
7 Copy of Bank Account or Account Statement (last 3 months)
8 Salary Receipt (last 3 months)
9 Copy of Financial Report (last 2 years)
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KPR BCA

PARTNER NAME KPR BCA
ADDRESS BCA Consumer Plus MAG, Mall Artha Gading Lantai Dasar, Zona India, Blok A6 No.9-16
Jakarta Utara
PHONE (021) 52-998-998,
FAX
EMAIL halobca@bca.co.id
WEBSITE http://www.klikbca.com
CONTACT PERSON BCA

It is everybody’s dream to have a house. Nevertheless, to make it come true we need a big sum of money. BCA understands very well that many people cannot afford to buy a house in cash. Therefore, BCA offers you KPR BCA, a type of loan to purchase or renovate a house. KPR BCA is aim at one individual or employee who can meet the conditions and afford the installments.


Conditions :

  • Applicant must be Indonesian citizen, employee, entrepreneur or professionals
  • Working or trading experiences minimum 2 years.
  • Applicant must be min. of 21 years, or married and maximum of 55 years for employee and 60 years for entrepreneur or professionals when the installment ends.
  • The house is for own use (not for sale/investment)
  • Installment (principal + interest) of total debts (in BCA + other banks) + new application max. 1/3 of applicant’s gross salary/husband and wife’s joint income.
  • Applicant must close insurance (life and fire insurance) under banker’s clause.
  • Applicant must sign credit contract and Mortgage Certificate.
  • Installment automatically cut off the applicant’s account in BCA.
  • Documents to be enclosed by applicant :
Document
Employee
Enterpreneur
Professionals
1
Copy of Applicant’s ID
2
Copy of spouse’s ID
3
Copy of  Family Card
4
Copy of Certificate of Marriage
5
Copy of Tax Registration Number/ Annual Tax Return
6
Copy of Trading License
7
Copy of Company Registration
8
Copy of Deed of Establishment & Article of Association
9
Copy of Endorsement from Minister of Justice *)
10
Copy of License
11
Original Salary Receipt (last month)/Income Statement **)
12
Copy of Account Statement or Savings last 3 months
13
Recommendation Letter from Company **)

*) Only for Entrepreneur of Limited Company
**) Only for husband and wife’s Joint Income

Housing Documentations to be enclosed:

No.
Document
New House
Secondary House
1
Copy Deed of Title/ Deed of Periodic Ownership Scheme (HM/HGB)
2
Copy of Building Permit (IMB)
3
Copy Blueprint
4
Copy of Sale & Purchase Agreement
5
Copy of latest Property Ownership Tax
6
Renovation Cost*

*) Only for renovation

KPR Merdeka

PARTNER NAME KPR Merdeka
ADDRESS Bank NISP Tower lt. 16, Jl. Dr. Satrio No. 25
Jakarta Selatan
PHONE (021) 25533888,
FAX (021) 57944000
EMAIL nisp@banknisp.com
WEBSITE http://www.kprmerdeka.com
CONTACT PERSON merdeka

KPR Merdeka nisp

KPR MERDEKA is one of loan service products courtesy of BANK NISP. Mortgage program that offers you several simple steps such as:

Five Working Days Full Approval
No more long waiting periode and uncertain situation. By applying KPR MERDEKA you can get approval within 5 working days after completing all conditions and documents.

Without Penalty
Free full or partial payment without penalty at any time, later than one year of installment periode.

On-line Application…
Are you too busy and cannot find a time to make an application? Do not hesitate to enter our on-line application right now…

General Terms and Condition:

1. Applicant:
Indonesian Citizen
Minimum 21 year old or married
Maksimum age for:
† Employee: installment periode + applicant’s age < 55 years
† Employer: installment periode + applicant’s age < 60 years

2. Installment’s Condition:
Minimum Installment: IDR 50 Million
Life and Fire Insurance
Installment periode:
† Mortgage (KPR): 1 -15 years
† Shop-House Mortgage (KP-Ruko/Rukan): 1 – 10 years
† Construction/Renovation Loan: 1 -10 years

Documents Needed
Employee
Enterpreneur
Professionals
Photo 3 x 4 cm of Applicant + Spouse (1 copy) ü ü ü
Copy of Applicant + Spouse’s ID Card ü ü ü
Copy of Family Relationship Card ü ü ü
Copy of Certificate of Marriage/ Divorce / Separate Assets (if any) ü ü ü
Copy of Indonesia Citizen Card and Name Alteration Certificate (if any) ü ü ü
Copy of Tax Registration Number &/ Annual Tax Return – Art. 21 Income Tax ü ü ü
Copy of Account Statement / Savings (last 3 months) ü ü ü
Original Salary Receipt (last 3 months) ü
Original Employment Reference Letter ü
Copy of Trading License, Company Registration, Domicile Letter ü
Copy of Deed of Establishment & Article of Association ü
Copy of Financial Report (last 2 years, if any) ü
Medical Permit / Letter of Appointment ü
Copy Certificate of recent Building Permit, Sale & Purchase Agreement and Property Ownership Tax ü ü ü

Rumah Taman Golf Timur – Pantai Indah Kapuk

Rumah Taman Golf Timur – Pantai Indah Kapuk

Posisi : HOOK

ukuran : 1300 m2

Luas Bangunan : 1100 m

Sertifikat : HGB

Hadap : Utara – Barat

Jumlah lantai : 2 lt

Kamar Tidur 6

Kamar Mandi 6

Listrik : 23000 WATT

Telpon : 2 line

Swimming Pool, Ac, Furniture,dll

Harga : Rp 17 M (Nego)

CAll :

021 –9285 4085

0815 9800 833

Irsan

Century 21 Mediterania

KPR BY OCBC NISP

Selama ini Rekan kerja kami ini OCBC NISP sangat membantu customer kami dalam melakukan transaksi jual – beli.

so,,,Jangan lupa KPR dengan OCBC NISP.

Cara Over Kredit Rumah KPR

Apakah pengertian Over Kredit itu?

Over kredit rumah adalah proses pengalihan kredit rumah dari pihak debitur lama ke pihak debitur baru.

Sebagai contoh : Misalkan Bayu telah membeli rumah dengan KPR berjangka waktu 15 tahun. Kemudian pada tahun ke-10 Bayu ingin menjual rumahnya kepada Diana. Diana dapat membeli rumah itu sesuai harga yang diminta Bayu ditambah sisa pokok kredit yang masih ada dan kemudian Bayu melunasi kredit rumah itu ke bank. Atau langkah kedua, Diana membayar harga yang diinginkan Bayu dan meneruskan kredit Bayu sampai lunas setelah jangka waktu 15 tahun itu.

Proses kedua ini yang dimaksud dengan proses over kredit kpr. Jadi kita menggantikan pembayaran angsuran kredit orang lain yang rumahnya kita beli.

Dalam proses over kredit rumah ini terdapat beberapa cara dimana masing-masing cara sangat berpengaruh terhadap legalitas dokumen hukumnya. Anda perlu memilih benar cara mana yang paling aman bagi Anda agar pada saatnya apabila over kredit kpr itu lunas Anda bisa mengambil Sertifikat Rumah di bank dengan mudah dan tanpa kendala.

Proses Melalui Notaris

Pada proses ini, Anda dan penjual menghubungi notaris dan menyampaikan maksud Anda untuk melakukan over kredit atas rumah penjual.

Anda dan penjual diwajibkan menyertakan dokumen pendukung antara lain:

  1. Fotokopi Perjanjian Kredit
  2. Fotokopi Sertifikat yang ada stempel bank-nya
  3. Fotokopi IMB
  4. Fotokopi PBB yang sudah dibayar
  5. Fotokopi bukti pembayaran angsuran
  6. Asli buku tabungan bernomor rekening untuk pembayaran angsuran
  7. Data penjual dan pembeli, misalnya KTP, Kartu Keluarga, Buku nikah dan sebagianya.

Notaris kemudian membuat Akta Pengikatan Jual beli atas pengalihan hak atas tanah dan  bangunan yang dimaksud berikut Surat Kuasa untuk melunasi sisa angsuran dan kuasa untuk mengambil sertifikat. Kemudian Penjual membuat Surat Pernyatan/Pemberitahuan bahwa telah terjadi alih kewajiban dan hak atas kredit dan agunan dimaksud.

Surat pernyataan ini ditujukan kepada bank. Jadi sejak pengalihan ini, walaupun angsuran dan sertifikat masih atas nama penjual, tapi karena haknya sudah beralih maka penjual tidak berhak lagi untuk melunasi sendiri dan mengambil asli sertifikat yang berkenaan pada BTN.

Kemudian dilakukan pembuatan Pengikatan Perjanjian Jual Beli oleh Notaris dan selanjutnya Anda dan penjual mendatangi Bank pemberi KPR dan menyerahkan dokumen yang diperoleh dari Notaris.

Pada proses ini transaksi yang terjadi cenderung aman secara hukum karena dilaksanakan di depan pejabat Negara yang berwenang yaitu notaris. Rumah dimaksud dapat diperjualbelikan kembali dengan membuat surat kuasa jual sesuai ketentuan yang berlaku.

Proses ini juga relative murah dibandingkan dengan proses over kredit di bank.

[www.rumahdanproperti.com]

KPR yang menggoda dengan tawaran bunga tetap

perbandingan bunga kpr

Di atas adalah tabel dari Kontan tanggal 12 Januari 2010. Klik tabel tersebut untuk memperbesar.